How to Use Credit Cards Wisely Without Getting into Debt

With us now shifting from the summer to fall season, there may be a quick trip you’re looking to take soon. My husband and I took a weekend trip to Boston just to get away for a few days (see my pic from their massive arboretum). But of course when deciding to go on a trip, you also need to discuss how you’re going to pay for it. For us, the answer is always credit cards. Credit cards can be powerful financial tools when used responsibly. They offer convenience, rewards, and the ability to build credit—but if misused, they can lead to a cycle of debt that's hard to escape.